The Psychology Behind Spending and Saving … and How the NC 529 Plan Can Help

There are optimists and there are pessimists. There are leaders and there are followers. And in the world of economics, there are savers and there are spenders.

What shapes our spending behavior? Is it too late to change it? The lessons of smart financial management are best taught early, but research is showing that the psychology of saving is much more complex than getting your first piggy bank as a child.

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