Use the following financial literacy materials to learn to make responsible choices about managing your money.

MONEY MANAGEMENT
• Making a Budget
• Budget Saving Tips Worksheet
• Choosing a Bank
• Managing Financial Accounts
• Avoiding Fees
• Money Saving Tips

PROTECT YOUR CREDIT
• Credit Reports and Scores
• Identity Theft
• Dealing with Identity Theft
• Building Credit
• Are You a Compulsive Debtor?
• Creating a Debt Reduction Plan
• Avoiding Credit Repair & Debt Negotiation Scams
• Understanding Bankruptcy

INSURANCE
• Understanding Insurance
• Auto Insurance
• Life Insurance
• Renter’s Insurance
• Disability Insurance

INVESTING
• Investment Accounts
• Retirement Savings Ideas
• Why Save for Retirement?
• Investment Accounts
• Types of Investments
• NC 529 Plan

BUYING A HOME
• Renting vs Buying a Home as a Student
• Understanding Mortgages
• Is Buying a Home Right for You?

BUYING A CAR
• Negotiating Your Purchase
• Financing Your Car Purchase
• Buy or Lease Decisions

ADDITIONAL TOOLS
• Simple Savings Calculator
• Budget Calculator
• Bank Balancing Tool