Kick start your
2020 savings goals.

Begin (or increase) your college savings
with as little as $25.

Enroll Now

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North Carolina's National College Savings Program

The Sky's the Limit

Learn how Olivia's parents are preparing for her future success with the NC 529 Plan.

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At College Foundation Inc., we strive to keep our employees and organization safe. Due to COVID-19, we have transitioned to remote working. We understand that this is an unsettling time. We still want to be a resource to North Carolinians for all questions about education, so our call centers are still operating! Call us at 866-866-2362 Mon-Thurs from 8am-7pm or Friday from 8am-5pm for any questions regarding saving, planning, applying, and paying for college!

If you have been affected in any way by the coronavirus outbreak there are options available to help with your loans. You may qualify for a deferment based on your circumstances, such as unemployment or economic hardship. You may also request a 3-month forbearance on your loans. The President has mentioned relief options for federally owned student loans over last several weeks. Loans held or serviced by College Foundation, Inc. are not federally owned. The options available for your loans with CFI are mentioned above.  If this should change, we will keep you updated here. Our call center counselors are trained to help you understand the options available.

Watch a one-minute video on the benefits of using the NC 529 Plan to save for college.


It’s never too early—or too late—to save for your student’s college education

The NC 529® Plan gives you a tax-advantaged, straightforward way to start putting money aside for your child’s college future right now. With easy online or paper enrollment, you can start saving with as little as $25. Make future contributions regularly or periodically—your choice. Friends and family can even contribute too!

Enroll Now


Is the NC 529 Plan Tax-Deductible?

Thinking about your child’s future and taking steps to help them reach their education and career dreams are important decisions. There are many options when deciding how to save for a child’s education. Parents can choose anything from a good old-fashioned savings account to savings bonds or mutual funds. However, many financial experts recommend parents consider 529 plans.

When you begin researching, there are many things to consider,

Who Can Contribute to a 529 Plan?

A 529 plan is one of the smartest investments that can be made for someone’s future. Even so, there are some uncertainties if you’re unfamiliar with how 529 plans work. Who can contribute to a 529 plan? Is it open to anyone? How can you contribute to it? Are there limits to contributions? What about tax advantages? We’re here to set the record straight.

Who Can Contribute?

There is no real limit as to who can contribute to a 529 plan.

How Does an NC 529 Tax Deduction Work?

For parents with very small children, thinking about dropping them off at college for their freshman year may seem very far away. Thinking about saving money for college may seem even farther in the distance. Yet, young parents today know first-hand how expensive college has become — because they’re probably still paying off student loans from their own educations!

While you may not think you have the money to start a college savings plan right now,

7 Best Ways for Parents to Save for College

Plenty of people will tell you about the importance of college. They’ll tell you about how college graduates earn more during their lifetimes. They’ll tell you about how the value of college extends far beyond the academic experience. What they may not tell you is how you’re supposed to pay for it.

Of course, there are all kinds of financial aid available like grants and scholarships, but the most surefire and effective way to find money for college is to save it yourself.